The CKYC (Central Know Your Customer) number is a unique 14-digit identifier that eliminates the need to repeatedly submit KYC documents to every financial institution. Once registered, you can simply share your CKYC number whenever you open a new bank account, apply for a loan, purchase insurance, or make an investment. In this blog, we walk you through 4 easy methods to check your CKYC number online.
How to Check Your CKYC Number?
You can check your CKYC number through any of the following four methods:
Method 1: Check CKYC Number via CKYC India Portal
Follow these steps to check your CKYC number on the official portal:
Visit the official CKYC India website.
Click on "View your CKYC Card".
Enter your registered mobile number.
Submit the OTP received on your mobile.
You will receive a CKYC card link on your registered mobile number.
Click on the link and enter your date of birth (DD/MM/YYYY) as the password.
Your CKYC card along with your CKYC number will be displayed on screen.
Method 2: Check CKYC Number via Net Banking
You can also find your CKYC number through your bank's internet banking portal. Here is an example using SBI Net Banking:
Log in to the SBI Internet Banking portal.
Navigate to "My Accounts & Profile".
Click on "Profile", then select "My Profile".
Click on "CKYC Details" — your CKYC number will be displayed here.
Similarly, other banks such as HDFC, ICICI, and Axis Bank also display CKYC details within their profile or KYC section on the net banking portal.
Method 3: Check CKYC Number via DigiLocker
DigiLocker is a government-approved digital document wallet. You can use it to access your CKYC records as well:
Log in to the DigiLocker app or visit digilocker.gov.in.
Search for "CKYC" in the search bar.
Select "Central KYC Records Registry".
Enter your PAN number and other required details.
Your CKYC record will be fetched, which will include your CKYC number.
Method 4: Check CKYC Number via Missed Call
This is the simplest method. Here is what you need to do:
Give a missed call to 7799022129 from your registered mobile number.
You will receive an SMS with a link to download your CKYC card.
Your CKYC number is clearly printed on the CKYC card.
Why is the CKYC Number Important?
Having a CKYC number comes with several important benefits:
One-Time Process: Complete your KYC only once — no need to submit documents repeatedly across institutions regulated by SEBI, RBI, IRDAI, or PFRDA.
Faster Onboarding: Opening a bank account, getting insurance, or applying for a loan becomes quicker as you can share your CKYC number instead of physical documents.
Enhanced Security: Your information is stored securely in the Central KYC Registry, reducing the risk of document fraud.
Cost-Effective: Eliminates the need for repeated photocopying, notarisation, and physical submission of KYC documents.
Universal Acceptance: A single CKYC number is accepted across banks, mutual funds, insurance companies, and pension funds.
When is a CKYC Number Issued?
When you complete KYC for the first time with any registered financial institution — such as a bank, broker, or insurance company — your records are stored with CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) in the CKYC Registry, and a unique 14-digit CKYC number is assigned to you.
What to Do If You Cannot Find Your CKYC Number?
If none of the above methods return a result, it could mean:
Your KYC has not yet been registered with the CKYC Registry.
There is a mismatch in your details such as name or date of birth.
You have not yet completed KYC with a CKYC-registered financial institution.
In such cases, visit your nearest bank branch or financial institution and complete the KYC process afresh.
Conclusion
Checking your CKYC number online is quick and straightforward — whether you use the CKYC India portal, Net Banking, DigiLocker, or the missed call method. This simple step saves you from repeatedly submitting KYC documents in the future. For more information on CKYC verification or KYC automation solutions, visit DigiVerification.