PAN Verification API

PAN (Permanent Account Number) verification is a fundamental requirement for financial transactions in India. Every individual and entity engaged in financial activities — from opening a bank account to filing tax returns — needs a valid PAN. digiverification 's PAN Verification API enables businesses to instantly verify PAN card details against Income Tax Department records, confirming the PAN holder's name, date of birth, PAN status, and Aadhaar linking status.

For lending institutions, the PAN verification is the first checkpoint in the loan application process. It confirms the borrower's identity, validates their tax filing status, and checks whether the PAN is active, deactivated, or flagged. For merchants and e-commerce platforms, PAN verification is mandatory for sellers exceeding specified turnover thresholds under GST regulations.

digiverification 's PAN Verification API goes beyond simple number validation. Our API performs name matching against the PAN database, helping businesses detect identity mismatches and potential fraud. The API returns the registered name, father's name (where available), date of birth or incorporation, PAN category (individual, company, HUF, etc.), and current PAN status.

PAN-to-Aadhaar linking verification is another critical feature. Since the Income Tax Department mandates Aadhaar-PAN linking for all PAN holders, businesses can use our API to verify whether a customer's PAN and Aadhaar are properly linked. Non-linked PANs may become inoperative, affecting the customer's ability to conduct financial transactions.

The API supports real-time individual verification and bulk batch processing. Financial institutions processing thousands of loan applications, insurance companies verifying policyholders, and marketplaces onboarding sellers can all leverage our high-throughput API infrastructure.

Our PAN Verification API delivers results in under 1 second with 99.9% uptime. Integration is simple with REST API endpoints, comprehensive documentation, and dedicated developer support. Most businesses complete integration within 1-2 days.